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28 January, 2009 |
THE BENEFITS OF RETIRING LATER
Deferring the drawdown of retirement assets by just four years increases a person’s eventual monthly income – for life – by 33 percent, says Steven Sass, coauthor of Working Longer: The Solution to the Retirement Income Challenge (Brookings Institution Press, 2008).
And an eight year delay can produce a 75 percent monthly bonus, he says.
Many people actually want to work longer than their parents did, and even longer than they expected, for the continued social engagement and connection as well as the continued income.
Even more promising, a slew of surveys show that as many as half of all baby boomers want to “give back” in their encore careers, in schools, community organizations, environmental efforts, and troubled spots at home and abroad.
These major structural changes in working lives have been building for decades; the economic crisis, which has wrecked many retirement plans, is accelerating this shift and increasing its urgency.
Acknowlegments: encore.org
Labels: give back, giving back, lifestyle, non profit organisations, retirement, volunteer, volunteering, volunteers, www.retirelaughing.com |
posted by Bernard Kelly @ 11:25 AM  |
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19 January, 2009 |
BECOME A LIVING DONOR
The Vodafone Australia Foundation is for looking for Living Donors to take part in the 2009 World of Difference Program.
While you donate all of yourself to the charity of your choice for a year i.e. this is a full time job, the Foundation pay you a salary of up to $50,000 and cover $25,000 in related expenses.
To be the successful applicant, you’ll have to be willing to give everything you’ve got - heart, brain, determination and all the rest – to change the world for the better.
Your nomination should prove that you have the relevant, skills, knowledge and qualities to make a difference to your nominated charity/non-profit organisation. You will need to clearly define your goals for the year and how you will measure your success in achieving these. The vision of the Vodafone Australia Foundation is to mobilise 1 million people who care about their community and environment to actually do something about it. Your proposal will need support this vision and should be reflective of the number of people mobilised into taking action to help those in need- for instance, through volunteering or donating money. Applications close at 6pm EDST on Friday 6 February 2009. Go to http://vodafone.com.au/ and click the link for “Become A Living Donor.”
I'm Bernard Kelly at www.retirelaughing.com Labels: charities, give back, non profit organisations, retirement, volunteer, volunteering, volunteers, www.retirelaughing.com |
| posted by Bernard Kelly @ 12:51 PM |
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13 January, 2009 |
MEMBERSHIP SITE
Over the holidays I have taken seriously the warm response to the segment "Profitable Hobbies to Take with You into Retirement" (that appears in my midmonth Lifestyle newsletter from my site: retirelaughing.com) and taken it to the next level.
The result is that I am now offering (to a world-wide audience) in-depth case studies on the just created membership site www.HobbiesForProfit.com
You are invited to check it out, and if you become a member, you can expect at least four detailed case studies - every month - of everyday hobbies that have been converted by people (just like you) into micro enterprises.
And we show you how - by using the internet - you can monetarise virtually any hobby.
As a bonus, we pay $20 for case studies sent in by members - provided we can use them.
regards
Bernard Kelly
P.S. If you don't have a PayPal account, just click on the link to Visa/Mastercard at the foot of the signup page Labels: give back, lifestyle, retirement, small business mentor, www.retirelaughing.com |
| posted by Bernard Kelly @ 11:49 AM |
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27 November, 2008 |
VOLUNTEER ABROAD
Volunteer in Africa, Australia, New Zealand, India, Latin America, Thailand, Vietnam
Strengthen your mind, heart, and soul by giving your time to others.
Volunteering abroad is a wonderful way to provide a service, integrate with the local community, and earn a sense of personal reward while travelling.
You can make a difference in the lives of the people you meet, and they will certainly make a difference in yours!
CulturalEmbrace.com currently offers volunteer opportunities in
Africa, Australia, India, Latin America, New Zealand, Thailand, Cambodia and Vietnam.
Cultural Embrace pre-arranges your volunteer placement so you can maximize your time abroad. They offer a wide variety of volunteer projects, including environment/ecology, social services, orphanage & shelter assistance, construction/ maintenance, health/medical/dental, administrative, public policy, economy/business, education/tutoring, and more.
Not sure what you want to do, but know you want to do something?
Well, select projects and destinations that best fits your schedule, budget, skills, needs, and goals.
Programs include guaranteed placements, housing, visa and travel assistance, travel insurance, and pre-departure and local support.
Projects range from one week to long-term.
Foreign language and technical skills may be required for certain projects.
Language lessons are available at most sites.
Discover the Similarities - Share the Differences!
http://www.culturalembrace.com
Labels: give back, lifestyle, retirement, volunteer, volunteering, www.retirelaughing.com |
| posted by Bernard Kelly @ 12:29 PM |
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20 November, 2008 |
image - courtesy Teacher Resource Exchange UK
NATIONAL CAREGIVERS MONTH
November is National Family Caregivers Month, and people will pause to recognize individuals who dedicate a large portion of their life to caring for a family member.
Of the estimated 50 million family caregivers in America, nearly 10 million are caring for a loved one with Alzheimer's disease.
This is a responsibility that is often very demanding and can take an extreme physical and emotional toll on the caregiver.
As the leader in Alzheimer care and support services, the Alzheimer's Association is launching two new tools in November to help caregivers cope.
The Caregiver Stress Check is a first-of-its-kind, interactive checklist that helps caregivers identify their symptoms of stress and provides them with a tailored list of helpful referrals and resources.
Symptoms can include denial, anger, anxiety, exhaustion and irritability. Take the Caregiver Stress Check at www.alz.org/stresscheck.
"Understanding Alzheimer's: An introductory guide" and "Alzheimer's and Safety: A guide to planning and preparation" are two new educational programs on one DVD.
These segments feature individuals with dementia, family caregivers, physicians and healthcare experts discussing dementia basics, expectations, diagnosis, treatment, care, and home and transportation safety.
Order the DVD in mid-December at www.alz.org/shop.
For more information on Alzheimer's disease, visit the Alzheimer's Association online at www.alz.org
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| posted by Bernard Kelly @ 12:27 PM |
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16 November, 2008 |
ENCORE CAREER - TEACHING
Teaching appears to be the encore career of choice, judging from the boom in articles and studies about people taking up the challenge of public school classrooms.
“Clearly it’s not for the money,” writes Meg McConahey in the Santa Rosa Press Democrat. “For many, it is a calling that went unheeded early in life in favor of a more lucrative career. For others, it is a chance to reconnect with a subject they once fell in love with, whether it be art, literature or history.”
The story highlights Dave Donnelly, who co-founded a successful biotech company, sold it to a Japanese corporation, and returned to his first love — teaching. “Students are amazing. They’re funny. They have incredible insight. I write down pages of things I’ve learned from students,” the economics teacher at Sonoma Valley High School told McConahey.
Education, and teaching in particular, topped the list of desired encore careers in the MetLife Foundation/Civic Ventures Encore Career Survey of 44-70 year olds, released earlier this year.
That finding was confirmed by a survey for the Woodrow Wilson National Fellowship Foundation in Princeton, N.J., which found that 42 percent of college-educated adults ages 24 to 60 would consider teaching as a career.
“There are many people of this generation who are extremely idealistic and who came out of the spirit of all that was going on when they were growing up and had a great desire to make a difference in many different ways,” said John Gomperts, president of Civic Ventures, which publishes Encore.org.
“But a lot of people get diverted, and life intervenes and you end up being something you never thought you were going to be. And yet for some, there is a little flame that still burns with idealism and their dreams deferred.”
Sourced from encore.com 15 November 2008
I'm Bernard Kelly www.retirelaughing.comLabels: Bernard Kelly, give back, giving back, lifestyle, retirement, volunteer, volunteering |
| posted by Bernard Kelly @ 9:27 AM |
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10 November, 2008 |
SUCCESSFUL VOLUNTEERING
Lance Winslow writes:
Despite what you might think success is never an accident.
Oh sure, you might have some luck along the way that puts you in a nice situation for a while, but it's not long term.
Success is achieved by those who capitalize on their luck and reduce their risks or turn-around their failures and challenges.
If you look at some of the most successful folks in the world, you will realize that they often came from nothing. Many were orphans and didn't even have a pot to use for their bathroom needs. But how can this be, how is it that someone can have such bad luck and turn all that around and become successful? Simple, because success is never an accident, many of these people because they worked hard, they had no choice, it became a habit and they just never stopped once they achieved a comfortable lifestyle. Working hard, working smart, making lots of friends and never giving up were just part of who they are. These same elements of success are available to everyone, even if so many people choose not to accept these principles. After all, we have free choice, free will and we live in a free society. You are allowed to succeed beyond your wildest dreams or fail, but it is your choice. Success is no accident, no one I know is successful over the long-haul without working to attain it. No one should feel guilty for being successful, just like no one should make excuses for choosing not to be successful. The fact is that it is up to you, so please consider this. If you have innovative thoughts and unique perspectives, come think with Lance; http://www.WorldThinkTank.net/. I'm Bernard Kelly http://www.retirelaughing.com/Labels: Bernard Kelly, charities, give back, lifestyle, non profit organisations, retirement, small business mentor, volunteer, volunteers, www.retirelaughing.com |
| posted by Bernard Kelly @ 11:49 AM |
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